What Is Credit Card Theft in Arizona?

For Residents Facing Criminal Charges in Prescott

Credit card theft is taken very seriously under Arizona law and can result in major legal consequences. According to Arizona Revised Statutes § 13-2102, you may be charged with credit card theft if you:

• Obtain control of a credit card without the cardholder’s or issuer’s consent through theft or extortion, as defined in A.R.S. §§ 13-1802 and 13-1804;
• Sell, transfer, or otherwise convey a credit card with the intent to defraud; or
• Take possession, care, custody, or control of a credit card as security for a debt with fraudulent intent.

Consequences of a Credit Card Theft Conviction

Arizona punishes credit card theft independently from—and in addition to—any theft of money or property involved. Any one of the above methods for committing credit card theft leads to a Class 5 Felony charge. In Arizona, a Class 5 Felony can result in:

• A prison sentence ranging from 6 months to 2.5 years
• Up to 3 years of probation
• Fines up to $150,000

A felony conviction in Arizona becomes part of your permanent criminal record, often leading to:

• Loss of civil rights (such as voting or firearm possession)
• Difficulties obtaining employment, housing, loans, and professional licenses
• Long-term reputational damage

Defending Against Credit Card Theft Allegations

If you’re charged with credit card theft, do not underestimate the seriousness of the situation. The potential defenses in these cases vary, but often include:

• Consent (the cardholder allowed you to use or hold the card)
• Lack of Intent to Defraud (no fraudulent or deceptive motive)

An aggressive and knowledgeable legal strategy may be the difference between facing harsh penalties and preserving your future.

Speak to a Prescott Criminal Defense Attorney Immediately

Facing credit card theft charges in Arizona can be life-changing. At Ted Law, our lawyers have extensive experience defending serious felony cases and can craft a defense tailored to your specific situation. We’ll work diligently to protect your rights, challenge the evidence against you, and seek the best possible outcome.

Call (928) 776-1782 or contact us online for a free consultation. The sooner you reach out, the sooner we can begin building your defense.